How do I finance my purchase?

Basic criteria

  • Minimum age of 18 years
  • UK resident for more than 12 months
  • Named on a personal bank account that allows Direct Debit processing
  • Have access to a secure email address (in order to e-sign agreement)

Elegible employment details

  • Employed, working 16 hours minimum per week, on a permanent contract
  • Self-employed
  • Retired person (this includes early retirement)
  • A person on disability allowance
  • Unemployed and 'house person' can apply for the finance *

* Purchases must be for non-business use

Customers not eligible

  • Unemployed without a spouse/partner in full-time employment
  • Temporary positions, agency workers
  • Foster carers without a spouse/partner who meets our minimum employment criteria
  • Child-minders who do not have a registered Crèche/Nursery
  • Full-time students (other than trainee nurses and doctors)
  • Supply teachers who do not have a permanent contract with a specific school, we would possibly require the school name and address
Regtransfers finance provided by Hitachi Personal Finance

Credit is provided by Hitachi Personal Finance, a division of Hitachi Capital (UK) PLC Authorised and Regulated by the Financial Conduct Authority. Credit subject to status and affordability. Terms & Conditions Apply. Registration Transfers Ltd. trading as Regtransfers are a credit broker and are Authorised and Regulated by the Financial Conduct Authority.

Our credit partner, Hitachi Personal Finance, will process your online application immediately, so you will have your decision straight away and there will be no waiting around for paperwork to be posted back and forth. Your new cherished registration can be ordered within just a few minutes.

For many people, budget restrictions mean that their choice has been limited to cheaper numbers. Low cost number plates are fantastic value and great fun, but the extra choice made available by smaller payments over a longer period brings a whole range of outstanding name and word numbers within reach.

Explore that expanded choice using our variety of search tools. The general search that you'll find on every page is a good way to get ideas. By entering whichever names, words or initials may occur to you, we'll return a selection of numbers that may suit you. Our themed searches present more focused suggestions in various categories: Naughty Numbers, Make Your Own, Jobs & Interests, Dateless. Whatever you're looking for, you have come to the right place.

Frequently Asked Questions

How do I choose to pay by finance?

Just select the finance option during the checkout process or let the sales consultant know if you're buying over the phone.

Who is eligible to apply for online finance?

To apply for online finance, you must be over the age of 18, work at least 16 hours a week, or be retired with an income. You must also be a resident of the United Kingdom and have lived in the UK for the last 12 months or more.

Unfortunately, we are unable to offer online finance to residents of Eire. Homemakers aren't excluded from applying under their own names; however we will require the employment details of your spouse / partner in order to process your application.

When do my repayments start?

Your monthly repayments will begin one month after your purchase has been delivered.

Are there any arrangement fees or hidden extras for credit?

No. There are no arrangement fees or hidden extras.

Applying for online finance

Applying for online finance couldn't be easier or more convenient. When you buy online from Regtransfers you have the choice of applying for finance by selecting the finance option at the start of the purchase process, and completing an online application form.

Just follow the simple instructions, entering your personal details as required and we'll do the rest.

The whole process only takes a few minutes and is simple and secure. Once your finance application is approved, you will then be advised of how to sign the finance agreement and you will also receive an email confirming these details.

Please read the agreement carefully checking that all the details are correct, then either electronically sign the agreement or print and sign the agreement in both boxes. Post the signed agreement to the address shown on the covering letter of the agreement. Following receipt of your finance agreement and a few additional checks, your goods will be dispatched

Once my application is approved, what happens next?

Within minutes of your application being approved, you will be presented with the options to either e-sign or print and return your finance agreement. If you choose to e-sign your agreement, a PDF of your agreement will be displayed on screen. You should read the agreement carefully before clicking all the relevant sections agreeing to its terms.

Once you have agreed to the terms of the finance agreement, Regtransfers will be notified and you need do nothing more.

If you choose to print and return your agreement you should print the agreement, read it carefully and then sign the document following the instructions on the covering letter. This signed document should then be posted to the address shown on the covering letter of the finance agreement.

Note that products will not be allocated to your order until your completed and signed agreement is returned and received by Hitachi Personal Finance. Shipment of your goods will follow soon after your agreement has been returned and received.

Will you credit score me and if so, what does this mean?

Credit scoring is the process used by financial services companies to evaluate the credit risk of new applicants. This technique will be applied to your application for online finance. Credit scoring works by awarding points for each answer given on the application form such as age, income and occupation, together with information obtained from credit reference agencies.

This information allows us to produce consistent decisions, ensuring all our applicants are treated fairly. Credit scoring does not discriminate on the grounds of sex, race, religion or disability.

If you decline my application, what is the reason?

In addition to credit scoring, we also take into account confirmation of your identity, validation of certain application details, existing commitments and information held at the credit reference agencies. Though we are unable to provide you with a main reason for decline of your application, it is usually based on one, or a combination of the following:

  • Your credit score (please note that every finance company will score you differently)
  • Adverse credit reference agency information
  • You are considered to be overcommitted
  • You are aged under 18
  • Your existing account performance with other lenders

What type of information do credit reference agencies hold about me?

Some of the information is public information, for example electoral roll, County Court Judgements and bankruptcies. Other lenders may also file information about accounts you hold with them for instance this could include your payment history and outstanding balance on these accounts. Any requests for credit, where a credit reference search has been undertaken, will also be filed, although the result of the request is not recorded.

How do I obtain a copy of this information?

You should send a cheque for £2.00 made payable to the relevant credit reference agency, together with details of all addresses at which you have lived over the last 6 years:

  • Experian Limited, Customer Support Centre, PO Box 9000, Nottingham, NG80 7WF
  • Equifax Ltd., Customer Service Centre, PO Box 10036, Leicester, LE3 4FS
  • Callcredit Limited, Consumer Services, PO Box 491, Leeds, LS3 1WZ
The above listed agencies will provide details of information relating to these addresses. If you believe that the information is incorrect, you can ask the agency to correct it.

If my application is not successful, can I re-apply?

Yes. We acknowledge that your circumstances change and just because we have refused a previous application, it does not mean that we'll automatically turn down a further request. We do suggest however, that you leave at least 6 months between applications.

Can I request delivery to an address other than my home?

In order to safeguard against fraudulent applications, we regret that we're able only to deliver goods to the home address of the applicant.

What happens if I decide to settle the outstanding balance early?

Early settlement incurs a charge equal to one month's interest unless you have arranged an interest-free credit option, in which case there are no penalties.

Interest Free Finance Example

Up to 20 months 0% APR representative interest free finance. Spread the cost with our interest free finance available online.

Our simple finance options allow you to spread the cost of your purchase over 6, 12, 18 or 20 months. All you need to do is spend a minimum of £350 and above. We offer 4 simple finance options to help you spread the cost of your purchases.

  • 6 months interest free finance on orders of £350 and above
  • 12 months interest free finance on orders of £1,500 and above
  • 18 months interest free finance on orders of £1,500 and above
  • 20 months interest free finance on orders of £1,500 and above

The table below shows you how much monthly repayments will be based on the total order value.

Order Value Term (Months) Monthly Payments
£350 6 £58.33
£700 6 £116.66
£1200 12 £100
£2000 12 £116.66

Interest Bearing Finance Example

Up to 48 months 19.9% APR representative interest bearing finance. Spread the cost with our interest bearing finance available online and over the phone. Our simple finance options allow you to spread the cost of your purchase over 24, 36 or 48 months.

All you need to do is spend a minimum £250 and above, with no deposit. We offer 3 simple finance options to help you spread the cost of your purchases.

  • 24 months interest bearing finance on orders of £250 and above
  • 36 months interest bearing finance on orders of £250 and above
  • 48 months interest bearing finance on orders of £250 and above

The table below shows you how much monthly repayments will be based on the total order value.

Order Value Term (Months) Monthly Payments
£350 24 £17.52
£700 24 £35.04
£1200 36 £43.56
£2000 48 £59.05

Representative Example

£280.40
£0.00
£280.40
10.08%
19.9% APR
£14.04
£56.55
£336.95

Regtransfers is registered in England 3933658. Registered office: 139 High Street South, Dunstable, Bedfordshire.

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©1982 - 2018 Registration Transfers Limited. All rights reserved.

Transfer House, 139 High Street South, Dunstable, Bedfordshire, LU6 3SS. Tel: 01582 967777 | Email us.

Registered in England. Company registration number 03933658